Home - SME Bank

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SME Bank offers Instant Clearing through Direct Cheque Deposit

Customers of other Banks may now
deposit crossed SME Bank cheques at
SME Bank branch instead their own bank,
for fund transfer in their account in minimum
time. For details, contact SME branch or
visit www.smebank.org

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QQD Saving Account

Saving Accounts for individuals with profit calculation on average monthly balance and payment on bi-annual basis.
Free Life Insurance(for eligible customers
Free Online transactions
Free issuance of ATM card
SMS Alerts facility
Absolutely Free Insurance Cover
Bi- annual profit payment

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Rozana Izafa Mahana Munafa

A Savings Account with monthly payment of profits suitable for individuals and business concerns/institutions. Profit is calculated on daily product basis.Monthly profit payment
No Minimum Balance Requirement
Free Online transactions
Free issuance of ATM card
SMS Alerts facility

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Term Loan for Working Capital

This is a long-term finance especially designed for SMEs with a longer tenor and is used to meet long-term funding requirements of the borrowers. This type of finance has fixed number of payments, as in the case of installment based finances.
Avail finance facility from Rs.0.5 Million to Rs.100 Million
Tenor is three to five years
Mark-up rate: 1 year KIBOR + 5.5 % p.a (adjusted annually)
Fast track processing for business existing over two years

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Qatra Qatra Daily Product

The product is designed for individuals and business concerns to get maximum return on excess funds. Profit is calculated on daily product basis.
Monthly profit payment (Competitive profit rates)
Free Online Transactions.
Free Issuance of ATM card.
Free Life Insurance
Free Cheque books...

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Medium Term Running Finance

This is a medium-term finance especially designed for SMEs with longer tenor and is used to meet short-term/medium-term funding requirements of the borrowers. This type of finance does not have a fixed number of payments.

Tenor is three years (reviewed annually)
Fast track processing for business existing over two years
Avail finance facility from Rs.0.5 Million to Rs.100 Million
Available for working capital requirements

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SME Asaan Account

Open your Account with Rs.100/- only
Just bring your CNIC

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Mahana Amadan Account

Specialized product designed for individuals/entities to automatically,on monthly basis, in customer’s QQD account.Profit payable on monthly basis.
No maximum limit of funds
SMS Alerts facility
Free Online transactions

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QQD Current Account

Current Account for Individuals and Business Concerns
Free Online Transactions
Competitive profit rates.
Free Cheque books
Free Life Insurance
Free Issuance of ATM card
SMS Alerts facility
Absolutely Free Insurance Cover

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Term Loan For Fixed Assets

This type of loan is availed by the borrower to acquire fixed assets immovable properties i.e. land and buildings and machinery. The loan carries a predetermined length of time (tenor), with repayments based on repayment schedule with equal monthly.
Available for fixed assets investment needs of a business.
Avail finance facility from Rs.0.5 Million to Rs.100 Million
Cash Near Cash Security with 10 to 20% margin

FTD

Fixed Term Deposit

Bank provide opportunity to the prospective customers to Customers can choose appropriate term/tenure at their convenience. Individuals, Business Concerns and Institutions can invest funds.
Profit payable on maturity
No maximum limit of funds Free Online transactions Free issuance of ATM card against customer account.

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Running Finance

This is a short-term finance and is used to meet short-term funding requirements of the borrowers. This type of finance does not have a fixed number of payments, as in the case of installment finances Running Finance is a revolving finance. Tenure is one year. Mark-up rate: 1 year KIBOR + 6.5 % p.a Avail finance facility from Rs.0.5 Million to Rs.100 Million Available for working capital requirements

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