SME Bachat Account

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Bank provides opportunity to the customers to invest their small savings in SME Bachat Accounts having different maturity/tenure. From 1 year to 3 years and Customers can choose appropriate term/tenure at their convenience. Any person (single or joint), sole-proprietorship, partnership etc and Children below 18 years of age can also open account jointly with their guardians are eligible to opt for the product

Product Features

  • Profit payable on monthly/maturity (as per choice of the customers)
  • Competitive profit rates
  • Minimum of Rs 100,000 to Rs 500,000 ( maximum limit of TDR/funds) for the one customer across the bank
  • Automatic transfer of profit to customer current account
  • SME PayPak Debit Card against customer current account on request
  • SMS Alerts facility for customer account on request
  • Customer can avail “Financing” against term deposits
  • Premature encashment facility available (conditions apply)

Available Tenures

  • 1 Year
  • 2 Year
  • 3 Year

General Terms & Conditions

  • Withholding tax and Zakat is applicable as per law/rules

* View latest Expected Rate of Returns/Rack Rates
** See latest schedule of charges

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