QQD Daily Product

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The product is designed for individuals and business concerns to get maximum return on excess funds. Profit is calculated on daily product basis.

Product Features

  • Monthly profit payment (Competitive profit rates)
  • Free Online transactions
  • Free issuance of ATM card
  • Free Life insurance (for eligible customers)
  • *Free Banking services
    • All pay orders, DDs and TTs
    • Cheque books
  • SMS Alerts facility

*if monthly average balance is Rs.1.0 million or above.

Additional Special Privilege

  • Absolutely Free Insurance Cover
    • Natural Death : Rs. 1,000,000/- (Maximum)
    • Accidental Death: Rs. 2,000,000/- (Maximum)
    • Permanent Disability: Rs. 1,000,000/-(Maximum, as per insurance policy)

Terms & Conditions

  • Minimum account opening balance : Rs. 1,000/-
  • Required average monthly balance in account: Rs. 25,000/- (for insurance coverage)
  • No Restrictions on Maximum Balance
  • Insurance coverage is applicable on ages from 18 to 60 years
  • Insurance Cover admissible after 90 days of opening of account
  • The insurance cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is doubled.
  • Quick processing time for borrowing against funds.
  • In case of joint or partnership account, the benefit is apportioned prorate for each account holder i.e. if two account holder then the benefit is half for each, if three then third for each , and so on

General Terms & Conditions

  • *All profit rates are subject to change without giving any notice to the customers
  • With holding tax and Zakat is applicable as per law/rules

* View latest Expected Rate of Returns/Rack Rates
** See latest schedule of charges

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